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Canada Mortgage and Housing Corporation

CMHC for Housing Finance Clients

This is a collection of documents intended for CMHC’s approved lenders, brokers and investor clients. The documents include information on the various mortgage loan insurance products and policies offered by CMHC, as well as documents pertaining to mortgage-backed securities and Canada Mortgage Bonds.

Organization Type:
Government and Agency - Federal
Repository Name: 
CMHC for Housing Finance Clients
Subjects: 

Canada Mortgage Bonds, CMHC debt securities, mortgage loans, mortgage-backed securities

Date range of documents: 
1998 -
Language: 
English, French
Format of repository and documents: 

On the left-hand menu, under Mortgage Loan Insurance,  documents are listed under the following headings:

  • Innovative Products;
  • Mortgage Loan Default and Claims;
  • Housing Insight and Industry Information.

Documents are free in HTML or PDF format.

Also on the left-hand menu, under Mortgage-Backed Securites, documents are listed under the following:

  • What is MBS?

An overview and description of the NHA Mortgage Backed Securities Program.

  • The NHA MBS Guide

This NHA MBS Program guide contains the detailed policies that are required to operationalize the requirements of the National Housing Act for all mortgages pooled under the NHA MBS Mortgage-Backed Securities program.

  • Advice to Approved Issuers

This section contains details on any changes to the NHA MBS Program and is distributed to all NHA Approved Issuers.

  • Updated NHA MBS Forms

This section contains any forms that have been revised since the last update of the NHA MBS Program Guide.

  • MBS Monthly Reports

A listing of data reports updated on a monthly basis.

  • MBS Information Circulars

An online archive of the MBS information circulars.

  • Standard Terminology and Calculations for MBS

This report describes the standards recently adopted by the major Canadian securities dealers for the pricing and trading of NHA mortgage-backed securities.

  • MBS FAQs

A listing of frequently asked questions about NHA MBS.

The Investments section provides information on the financial instruments which allow CMHC to fulfill its role as housing agency for the Government of Canada. CMHC's financial activities help fund social housing projects and ensure that Canadians have access to affordable mortgage financing.  Documents are listed under the following headings:

  • Fixed Income Securities

CMHC Debt Securities

CMHC has been a regular borrower in the capital markets since 1993. CMHC uses the proceeds to provide mortgage loan financing to social housing project sponsors.

  • CMHC Guaranteed Securities

Canada Mortgage Bonds

CMHC guarantees timely payment of the principal of and interest on Canada Mortgage Bonds which are issued by Canada Housing TrustTM. The objective of the Canada Mortgage Bonds Program is to finance the purchase of housing loans by issuing bonds and using the proceeds to acquire mortgage-backed securities.

Documents are free in HTML or PDF format.

Geographic focus: 
Canada
Intended audience: 
CMHC-approved lenders, brokers and investors

Contact information

Street address: 
Canada Mortgage and Housing Corporation
700 Montreal Road
Ottawa , Ontario K1A 0P7

Main phone number: 
(613) 748-2000
Main fax number: 
(613) 748-2098

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